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  • Car Insurance Are You Getting the Best Deal?  By : Clare Stevens
    Getting car insurance can be quite a difficult task. There are just so many insurance companies out there that are desperate to get your business that choosing between the good deals and the dubious deals can be daunting.
  • Gap Insurance: A Financial Safety Belt  By : Peter Garant -
    Why is gap insurance considered as a financial safety belt? Simply put, it keeps you from being financially ruined when disaster hits your car. For example you are in this situation, you bought a late-model car three months ago using a car loan with a regular car insurance. The car costs $30,000 and you have already made three payments of $900 each month. Then, disaster strikes. An electric post falls and slams down on your car. The car was flattened to half its height.

    I...
  • Car Insurance Online -The Sign Of Things To Come.  By : Justin Brown
    Although we all dislike paying for it when the time comes around, car insurance is a necessity and has been a legal requirement for all drivers for many years now. Read on to discover why the internet could easily dominate the way we buy car insurance.
  • What Makes Classic Car Insurance Special  By : Gray Rollins -
    Anyone who owns a vintage vehicle or a collection of enduringly stylish classic cars knows that a standard automobile insurance policy canít adequately cover the specific needs of someone who drives a classic vehicle. A classic car owner is more likely than a standard driver to make a claim for repainting after a tiny scratch, for example; whereas a typical driver will be much more likely to get into a highway pile-up than a classic car owner. The habits and requirements of t...
  • Online Car Insurance Businesses: Buying Through The Internet  By : Dana Goldberg -
    Nowadays, insurance have become a necessity in life. Why?

    Imagine your house being blown to pieces by a hurricane. Grasp in your mind that you were involved in an accident and requires hospitalization or expensive surgery. Think what will happen if your parked car was smashed into bits by a ten-wheeler truck.

    Who would pay for these damages? If you have a relatively low income, you cannot afford to pay for all of these alone. These kinds of disasters, man-made or cause...
  • The Different Elements Of A Car Insurance Policy  By : Gray Rollins -
    The phrase ďcar insuranceĒ implies that what you are insuring is your car, but the realities of car insurance are a bit more complex than that. When you purchase a comprehensive auto insurance policy, you are protecting yourself from the costs of damaging your car, but that is just one element that makes up full automobile insurance coverage. You need insurance that can cover the legal fees that may result during a lawsuit if you take another driver to court after an accident...
  • Purchasing Car Insurance Online - Some Things To Know About Online Insurance  By : Jessica Farrell -
    The Internet has been a blessing to both the Insurance Industry and consumers who want access to a wide range of providers quickly. The benefits of purchasing your car insurance online are many, here's a few of them.

    For starters, you have an unprecedented ability to compare and contrast between policies online, simply flicking between windows, or in some cases taking advantage of specialty brokers who will send you a comparative cost quote in very short order.

    If the s...
  • Motorcycle Vs. Car - Myth or Madness  By : Landon Prescott
    Motorcycle riders often get an unjustified reputation as being reckless, risk takers, and that they generally disobey traffic laws. This perception is unfounded and there are many statistics that back up the fact...
  • Car Loans Ė Navigating The Maze  By : D. David Dugan -
    Itís too bad many people donít know about how to get the best auto loans. Businesses make a lot of money on what consumers donít know. These days no one has enough money that they can afford to get locked into a bad loan. In this article I hope to be able to help you pick the right loan for you.

    Just going to a car lot and asking them to put together your loan for you is not the best way to do this. Letís start with that right away. Their job is to sell you a car and whate...
  • Getting A Good Car Insurance Rate For Your Teen - Saving Money When You Need It Most  By : Jessica Farrell -
    If you'd like to insure your teenager to drive your car, be prepared to pay through the nose. It's an unfortunate fact of life that young people tend to have more accidents than their older counterparts, and insurance companies know this all too well.

    There may be some variance in the Teen rate your insurance company provides depending on the sex of the child, with males being a higher risk than females, and therefore more expensive to insure. Over all, the likelihood of s...
  • Car Insurance, A higher Ďexcess' is the ticket to lower premiums  By : Michael Challiner
    This article explains how you can pay less on car insurance if you increase the excess payment on your insurance policy.
  • Car Insurance. It's Getting Increasingly Expensive When You're Elderly.  By : Michael Challiner -
    There were 550 serious accidents last year where the driver was over aged 70 and where driver was either killed or badly hurt, reports the Institute of Advanced Motoring . That statistic represents 8% of the national total of 7,035 similar accidents. That means that the over 70's's have more, very serious accidents per mile than any other sector of the population. This view is supported by the Association of British Insurers whose research shows that drivers aged over 70 are ...
  • Car Loans Drive Down The Cost  By : Michael Challiner -
    Most car buyers spend hours researching the makes and models of car before deciding which to buy. Then four out of ten rush out to the showroom and sign up for the car within 30 minutes of stepping inside.

    But will their painstaking research extend to sourcing the cheapest finance package? Probably not. Whilst around 50% of new cars bought privately are purchased on finance, nearly 20% sign up in the showroom for the finance deal offered by the manufacturer. Unfortunately...
  • Car Insurance, Essential Information About Excess Payments  By : Michael Challiner -
    An excess payment is the fixed contribution you must pay each time your car is repaired through your car insurance policy. Normally the payment is made directly to the accident repair garage when you collect the car. If your car is declared to be a write off, your insurance company will deduct the excess agreed on the policy from the settlement payment it makes to you.

    If the accident was the other drivers fault, and this is accepted by the third party's insurer, you'll b...
  • Do You Need A Long-Term Care Insurance Provider?  By : Jessica Farrell -
    When purchasing insurance, most of us take care of the immediate needsócar, health, home, even renterís insuranceóand we search for those providers according to location, coverage, rates, etc. But many of us donít consider looking into long-term care insurance, much less long-term care insurance providers. Thereís a good reason for this. Not everyone needs a long-term care insurance provider. However, some folks do and they fall into two main categoriesóthe elderly, and peopl...
  • Cheap Sports Car Insurance - Some Tips To Save Money For Those Who Like To Drive Fast  By : Jessica Farrell -
    Lets face it, this is probably not going to happen. Sports cars are expensive to buy, to run and to insure. However, you can keep your premiums down if you take a few common sense measures.

    Getting your insurance online is probably the easiest way to start saving. Companies offer discounts to people who purchase their insurance online, and it is very convenient for the purchaser as well. You can compare between policies quite easily on the Internet, and also receive quotes...
  • Car Insurance Top Tips  By : Michael Challiner -
    The car insurance industry has got really competitive in the last few years, so prices haven't really changed much. There are now over 100 car insurers to choose from, so there are some very good deals out there for those who are prepared to shop around. 23% of motorists still choose to insure with the same company as the year before, but they could undoubtedly save money if they did check out some other companies.

    Motorists could be forgiven for not getting other quotes, ...
  • Car Insurance How Can I Lower My Premiums?  By : Michael Challiner -
    During the last few years, the average car insurance premium has virtually been at a stand still. The reason is price competition. There are now over 100 car insurance companies fighting for your business and competition is fierce. There are always bargains to be found as companies cut their premiums to attract motorists in the hope you'll remain loyal and stick with them in following years. Indeed, every year, 23% of us renew our motor insurance with our existing insurer.
    ...
  • Car Insurance. Uninsured Cars To Be Crushed  By : Michael Challiner -
    Are you one of the one in twenty motorists who regularly drive without insurance? You'd better watch out - your car could be heading for the crusher and shipped off to the world's biggest scrap smelter in China!

    New powers now allow the police to seize, impound and crush any car found on the road without insurance. A pilot scheme was introduced in Durham last spring. Since then, police have impounded more than 1,200 cars. Of those around half have been crushed into cubes ...
  • Ways To Save From Car Insurance California  By : Robert Thatcher -
    Buying California car insurance is expensive. But with a little trick and dedication, you can find the right car insurance California that is both cheap and provides good coverage.

    Here are the ways to save for your can insurance California:

    Research
    Check several sites that offer can insurance California. This is probably the best way to get the cheapest car insurance rate since each company follows its own rate. Make sure you know what type of coverage you are looki...
  • Car Insurance Ė Some helpful top tips to keep costs down  By : Michael Challiner
    Car insurance can be very expensive, so motorists need all the help they can get to keep premiums down Ė this article provides a selection of top money saving tips.
  • Car Insurance Ė get insured or say goodbye to your car  By : Michael Challiner
    If a car is found to be uninsured, the police now have the power to remove it and have it destroyed. This article explains the latest shock tactics in a bid to punish uninsured drivers.
  • Get Cheap Car Insurance - Make Getting Quotes Really Easy  By : Gavin Bloom -
    When it comes to getting cheap insurance rates, one of the most important tools you have is information. You need to be knowledgeable about the steps you can take to help ensure that you are eligible for the lowest cheap car insurance rates possible. In addition, you need to know how to locate the companies that offer cheap car insurance and compare available rates.

    Everybody wants cheap car insurance, but, alas, the rates are up to the insurer. There are many variables t...
  • Discount Auto Insurance - Some Hints And Tips To Help You Save Money Online  By : Gavin Bloom -
    With the ever rising costs associated with driving, it is always nice to save money whenever and wherever you can. Unfortunately it is hard to find cheap car insurance that doesnít skimp on quality and service. Usually in life, you get what you pay for and car insurance is one area of your life that you really canít afford to have mediocre coverage. The last thing that you want is to get into a car accident only to find that your deductible was higher than the damage done to ...
  • Budget Car Insurance - How To Get Quotes And Insurance On A Budget  By : Gavin Bloom -
    When you are looking for budget car insurance you may find going in circles. While all drivers know car insurance is a necessary part of driving, most people are incredibly annoyed at the thought of paying high insurance premiums each month. There are several ways you can find low car insurance premiums however. If you are in search of budget car insurance, consider looking in these places for the best deals available.

    Online

    While finding car insurance online was once ...
  • Auto Insurance - If You Want To Know All There Is To Know, Start Here  By : Gavin Bloom -
    Cheap Car Insurance

    When it comes to owning a car, there are a few things that go along with the luxury. Drivers must pay for gas to get them where they need to go, pay for any repairs that may occur, and must be insured. While the occasional driver will drive five miles out of their way to get the best gas price in town, many drivers forget that they should shop around for cheap car insurance as well. There are several ways to end up with the best deal when it comes to ch...
  • Online Auto Insurance - Getting It Cheap Has Never Been So Easy  By : Gavin Bloom -
    Thatís a phrase that will get any car ownerís attention. Whether you are the sole driver on your insurance plan, have recently added a new teenage driver, have had multiple vehicle accidents or none at all, finding cheap car insurance is a goal for all drivers. Driverís want the best insurance coverage at the lowest cost possible, whether they meet their insurance agent in person or use online car insurance. So how can they achieve that goal?

    Well, a raw search for cheap c...
  • Car insurance premiums may soon come down  By : Michael Challiner
    40p from each £1 paid out in personal injury compensation goes to the British legal profession Ė a practice that may soon end if moves to cut legal costs by 75% come to fruition.
  • Low Cost Car Insurance - There Are Ways To Get It  By : Greg Haehl -
    We have all heard the saying about no pain and no gain. That can also be true when it comes to finding low cost car insurance. The average insurance buyer avoids most of the responsibility when it comes to purchasing car insurance. They rely heavily on the insurance professional or the insurance company. Sometimes that approach works out fine but there is a decided advantage to the buyer who is better informed when shopping for car insurance. Here are some of the things that ...
  • Discount Car Insurance - Saving Money On Car Insurance Is Easy  By : Greg Haehl -
    Car insurance is one part of our family budget that we will always have to deal with and so it behooves us to get better informed. We would all love to buy some form of discount car insurance. The reality of that already exists. There are more discounts in car insurance than ever before. Some of the newer vehicles have so many of them that they are often cheaper to insure than some of the older vehicles. Letís review some of the discounts available when purchasing car insuran...
  • Comparing Discount Car Insurance Companies - Things To Know Before Getting A Quote  By : Greg Haehl -
    You are looking for an insurance policy for your car. Several companies give you proposals; all of them are based on the same information which you provided. The policies have widely varying costs and proposals. How can you wisely choose the best policy and company?

    Read carefully

    Lay the policies down side by side. Some insurers are able to offer low rates by giving skeleton coverage. You gave the companies identical information but they may not have returned identical...
  • Cheap car insurance; a good example for oxymoron.  By : Mark Van Neem
    Whenever you think about car insurance you already know it is going to cost a small bundle.

    Not to mention those of us who have had a couple of fender benders, they certainly know that their policy is not going to be anywhere close to be called cheap. But there are a few things we can pay attention to which, over time, may result in significant saving.
  • Best Car Insurance Company - How Is A Person To Choose?  By : Greg Haehl -
    How is the average insurance buyer ever going to determine which car insurance company is the best? That sounds like a nightmare instead of a shopping comparison. Insurance agencies are located in every major city and suburb in America. These agencies are either independent agents that represent several insurance companies or exclusive agents that represent one company. These are insurance companies that use the agent distribution as their method of marketing their products. ...
  • Arizona Car Insurance Quote - What Is Too Much To Pay?  By : Greg Haehl -
    Arizona auto insurance is not cheap

    Arizona ranked as the thirteenth most expensive state for auto insurance during the years 1999 to 2003. With insurance average insurance premiums rising to $920.38 in the year 2003 that is nearly a 5% increase from the previous year. If these trends keep up the average for 2005 premiums paid will be about $1014.00.

    With more than 3.3 million cars insured privately in Arizona there is plenty of opportunity to shop around and try to de...
  • Affordable Car Insurance - It Is Out There!  By : Greg Haehl -
    Everyone wants affordable car insurance but nobody wants to pay the price. That may not have made much sense to you but the insurance buyer has to be better informed. There has to be some time spent on educating yourself enough to make intelligent decisions about your next insurance purchase. Too many folks avoid all responsibility when it comes to buying car insurance. You do not need an insurance course to understand the fundamentals involved in rating car insurance. Look a...
  • Getting Discounts From Your Auto Insurance Company  By : Stu Pearson -
    Letís face it an auto insurance company is a business that is created to make a profit and if we are not careful we might end up paying super high premium rates when we could have paid much lower premiums if we only did some research.

    Here is a list that I hope will help car owners in lowering their premium rates:

    ē Safety devices against car thieves

    Who would ever think that theft devices are valuable not only in guarding your car against thieves, but also in lower...
  • How To Deal With Your Auto Insurance Company  By : Stu Pearson -
    Disputes, especially when it comes to settling insurance claims, are not new scenarios. In fact, they take place every day. Just what causes these disputes? Well, one of the obvious reasons is most policy holders think that they deserve to be paid a larger settlement than what they receive. Second, claims are slow to process. And third, claims are denied.

    There are various ways to deal with your auto insurance company. First, is the aggressive approach, which I am not enc...
  • Auto Insurance - Tips to save you money  By :
    Car insurance is an unavoidable cost of driving. It is possible to cut your premium in half by following these tips.
  • Proposed Changes Could Result In Lower Car Insurance Premiums  By : Michael Challiner -
    At the moment, the legal system in Britain forces all personal injury claims to go through the courts and be judged on an individual basis. Many of these claims crawl through the courts at a leisurely pace, the result being expensive court costs. Even worse, for every Ā0Ą51 that is paid out in compensation, it has been estimated that the legal profession receives 40p for their legal work. This amounts to the British legal profession receiving an estimated Ā0Ą52 billion a year...
  • Auto Coverage Analyzer  By : Joseph Kenny
    Buying a car means taking a well thought out decision. However, sometimes taking a well-thought, wise decision gets difficult. This is even more so, when it involves a big investment decision like buying car and insuring it. One wrong decision and you might end up in a financial soup. Once you have already bought a car or you have owned a car for sometime now, it is time for getting it insured.

    Factors

    Now, when we come to think of car or for that matter any auto insur...
  • Breakdown Insurance  By : Joseph Kenny
    Who knows, you are going out for a long drive, and your car breaks down midway. Experts say that there is more than 10% chance of breaking down each year if your car is more than 3 years old. It is worse in the winter. You can avoid breakdowns by taking precautionary measures like re-servicing your vehicle each month. However, getting your breakdown insurance is a good option to protect you financially if your car vehicle breaks down when it is least expected to.

    Types of ...

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